Page tree
Skip to end of metadata
Go to start of metadata


Introduction

By using the BankAccountCheck the bank account data can be verified. For Germany additionally a service is available to get IBAN/BIC for bankcode / bankaccount.

Common remarks

  • The BIC is currently not required in test-mode – as this would be added automatically (with "TESTTEST"). In live-mode BIC is mandatory for SEPA-transactions.
    • In live-mode BIC is still required until 2016-02-01.
    • Only exception for "DE" where BIC is automatically calculated and added if missing.
  • In test-mode all bankaccounts / ibans are assumed to be "VALID" – only special test cases are returned as "INVALID". Therefore always will be returned:
    • Status "VALID", fixed
    • Value for "bankcountry" copied from request data or extracted from requested IBAN
    • IBAN / BBAN copied from request data
    • BIC "TESTTEST", fixed
  • In test-mode all IBANs with BIC "TESTTESX" are invalid and BIC will be blocked with either "ERROR" or "INVALID" and errorcode 887.
  • A few test data will be removed from 2016-03-01 on (see footnotes). The new test data are not valid in live mode -> use with live mode by accident will be prohibited as test data are then syntactically invalid by wrong IBAN-check digits.

Test data for „bankaccountcheck", various countries

To check only syntax of a bank account. This check does not check whether a bank account is blocked or available and valid.

BankAccountCheck

 

 

 

bank-country

bankaccount / iban

bankcode / bic

Result

any: e.g. DE, AT, CH, …

IBAN as listed below

TESTTESX

INVALID, Error 887

DE

2599100003

12345678

VALID, code 12345678, account 2599100003

iban DE851234567825991000034, bic TESTTEST

PAYONE processes iban/bic in request data. You may then choose within PMI-settings whether response data should be extended by iban/bic or whether response data should remain unchanged. This can be configured for test/live-mode independently to ensure that your live-system does not get unexpected data before finishing your implementation.

DE

1234567890

12345678

INVALID 883

DE

DE00123456782599100003

TESTTEST

VALID, code 12345678, account 2599100003

iban DE00123456782599100003, bic TESTTEST

DE

DE03123456781234567890

TESTTEST

INVALID, Error 883

DE

DE08123456791234567890

TESTTEST

INVALID, Error 888

AT

AT003500000123456789

TESTTEST

VALID, code 35000, account 123456789
iban AT003500000123456789, bic TESTTEST

AT

AT083500000123456789

TESTTEST

INVALID, Error 888

BE

BE00539007547034

TESTTEST

VALID, code 539, account 0075470, branch 111014, checkdigit 34, iban BE00539007547034, bic TESTTEST

BE

BE03539007547000

TESTTEST

INVALID, Error 883

BE

BE08539123456712

TESTTEST

INVALID, Error 888

CH

CH0000762011623852957

TESTTEST

VALID, code 00762, account 011623852957, iban CH0000762011623852957, bic TESTTEST

CH

CH0300762011623852900

TESTTEST

INVALID, Error 883

CH

CH0800762011623852957

TESTTEST

INVALID, Error 888

CY

CY00002001280000001200527600

TESTTEST

VALID, code 002, account 0000001200527600, branch 00128, iban CY00002001280000001200527600, bic TESTTEST

CY

CY03002001280000001200527699

TESTTEST

INVALID, Error 883

CY

CY08002001280000001200527600

TESTTEST

INVALID, Error 888

DK

DK0000400440116243

TESTTEST

VALID, code 0040, account 0440116243, branch 11101, iban DK0000400440116243, bic TESTTEST

DK

DK0300400440116200

TESTTEST

INVALID, Error 883

DK

DK0800400440116243

TESTTEST

INVALID, Error 888

ES

ES0021000418450200051332

TESTTEST

VALID, code 2100, account 0200051332, branch 0418, checkdigit 45, iban ES0021000418450200051332, bic TESTTEST

ES

ES0321000418450200051300

TESTTEST

INVALID, Error 883

ES

ES0821000418450200051332

TESTTEST

INVALID, Error 888

FI

FI0012345600000785

TESTTEST

VALID, code 123456, account 00000785, iban FI0012345600000785, bic TESTTEST

FI

FI0312345600000700

TESTTEST

INVALID, Error 883

FI

FI0812345600000785

TESTTEST

INVALID, Error 888

FR

FR0020041010050500013M02606

TESTTEST

VALID, code 20041, account 0500013M026, branch 01005, checkdigit 06, iban FR0020041010050500013M02606, bic TESTTEST

FR

FR0820041010050500013M02602

TESTTEST

INVALID, Error 888

GB

GB00NWBK60161331926819

TESTTEST

VALID, code 601613, account 31926819, iban GB00NWBK60161331926819, bic TESTTEST

GB

GB03NWBK60161331926800

TESTTEST

INVALID, Error 883

GB

GB08NWBK60161331926819

TESTTEST

INVALID, Error 888

IE

IE00AIBK93115212345678

TESTTEST

VALID, code AIBK931152, account 12345678, iban IE00AIBK93115212345678, bic TESTTEST

IE

IE08AIBK93115212345678

TESTTEST

INVALID, Error 888

IT

IT00X0542811101000000123456

TESTTEST

VALID, code 05428, account 000000123456, branch 11101, checkdigit X, iban IT00X0542811101000000123456, bic TESTTEST

IT

IT03X0542811101000000123456

TESTTEST

INVALID, Error 883

LI

LI00088100002324013AA

TESTTEST

VALID, code 08810, account 0002324013AA, iban LI00088100002324013AA, bic TESTTEST

LI

LI0308810000232401300

TESTTEST

INVALID, Error 883

LI

LI08088100002324013AA

TESTTEST

INVALID, Error 888

LU

LU000019400644750000

TESTTEST

VALID, code 001, account 9400644750000, iban LU000019400644750000, bic TESTTEST

LU

LU030019400644750099

TESTTEST

INVALID, Error 883

LU

LU080019400644750000

TESTTEST

INVALID, Error 888

NL

NL00ABNA0417164300

TESTTEST

VALID, code ABNA, account 0417164300, iban NL00ABNA0417164300, bic TESTTEST

NL

NL03ABNA0417164301

TESTTEST

INVALID, Error 883

NL

NL08ABNA0417164300

TESTTEST

INVALID, Error 888

NO

NO0086011117947

TESTTEST

VALID, account 86011117947, iban NO0086011117947, bic TESTTEST

NO

NO0386011117900

TESTTEST

INVALID, Error 883

NO

NO0886011117947

TESTTEST

INVALID, Error 888

PL

PL00114020040000300201355387

TESTTEST

VALID, code 11402004, account 0000300201355387, iban PL00114020040000300201355387, bic TESTTEST

PL

PL03114020040000300201355300

TESTTEST

INVALID, Error 883

PL

PL08114020040000300201355387

TESTTEST

INVALID, Error 888

PT

PT00000201231234567890154

TESTTEST

VALID, code 0002, account 12345678901, branch 0123, checkdigit 54, iban PT00000201231234567890154, bic TESTTEST

SE

SE0050000000054910000003

TESTTEST

VALID, code 5491, account 0000003, iban SE0050000000054910000003, bic TESTTEST

SE

SE0350000000054910000000

TESTTEST

INVALID, Error 883

SE

SE0850000000054910000003

TESTTEST

INVALID, Error 888

Decline by POS Sperrliste for „bankaccountcheck" (only DE)

The "POS Sperrliste" contains all cards which are blocked, because they are stolen.

To check against "POS Sperrliste" use parameter "checktype=1" and this bank account:

BankAccountCheck, checktype=1

 

 

 

bank-country

bankaccount / iban

bankcode / bic

Result

DE

DE99123456783199204090

TESTTEST

BLOCKED, account 3199204090, code 12345678

iban DE99123456783199204090, bic TESTTEST

PAYONE processes iban/bic in request data. You may then choose within PMI-settings whether response data should be extended by iban/bic or whether response data should remain unchanged. This can be configured for test/live-mode independently to ensure that your live-system does not get unexpected data before finishing your implementation.

DE

3199204090

12345678

BLOCKED, account 3199204090, code 12345678

Account found in Non Consumer Account database (only DE)

To check against "NCA database" use parameter "checktype=2" and this bank account:

BankAccountCheck, checktype=2

 

 

 

bank-country

bankaccount / iban

bankcode / bic

Result

DE

DE99123456783199204090

TESTTEST

BLOCKED, account 3199204090, code 12345678

iban DE99123456783199204090, bic TESTTEST

PAYONE processes iban/bic in request data. You may then choose within PMI-settings whether response data should be extended by iban/bic or whether response data should remain unchanged. This can be configured for test/live-mode independently to ensure that your live-system does not get unexpected data before finishing your implementation.

DE

3199204090

12345678

BLOCKED, account 3199204090, code 12345678

  • No labels