Giropay is the joint online payment method of the German banks and savings banks. And all our merchants are customers of these banks and savings banks. This means that there is usually a business relationship that has existed for years. By the way, your data is not only encrypted, but also stored on extra secure servers in Germany. For you, this means particularly good data protection according to the strictest German rules. With giropay you have the choice: Either you pay directly online from your checking account, without registering via your online banking. Or you register in advance and pay with username and password, including giropay buyer protection and direct payment confirmation. And of course always free of charge. |
Dear Merchants, We want to ensure you are well-informed about the configuration requirements for the new Giropay solution. If your merchant agreement includes the new Giropay offering, please make sure to follow the configuration steps outlined on this page. This will ensure a seamless payment experience for your customers. As a reminder, the new Giropay solution brings enhanced convenience to your end customers, offering them the following payment options: 1. Online Bank Transfer We appreciate your attention to these details and your commitment to providing a top-notch payment experience to your customers. Should you have any queries or need assistance, our support team is here to help. Thank you for choosing our services and for your ongoing partnership. |
Test data for Giropay |
Giropay Login tests |
This is a test buyer for PAYONE business partners only and most likely will not work for non-PAYONE customers. Order-amounts up to 500,00€ EUR are allowed. |
Login Data User: PAYONE-1 Password: Payone!-1 |
Online bank transfer tests |
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POST Request - Pre-/ Authorization
The default lifetime for the Giropay checkout is 30 minutes. It is possible to set an expiry time for the checkout between 120 und 1800 seconds. Please contact the merchant service (Contact) if you want to limit the Giropay checkout time.
request
required
|
Fixed Value: preauthorization / authorization
|
mid
required
|
your merchant ID, 5-digit numeric
|
aid
required
|
your subaccount ID, 5-digit numeric
|
portalId
required
|
your Portal ID, 7-digit numeric
|
key
required
|
your key value, alpha-numeric
|
customerid optional
|
Format CHAR(1..20)
Permitted Symbols [0-9, a-z, A-Z, .,-,_,/]
Merchant's customer ID, defined by you / merchant to refer to the customer record. "customerid" can be used to identify a customer record.
If "customerid" is used then stored customer data are loaded automatically. |
userid optional
|
Format NUMERIC(6..12)
PAYONE User ID, defined by PAYONE |
salutation optional
|
Format CHAR(1..10)
The customer's salutation |
title optional
|
Format CHAR(1..20)
Samples
Dr. Prof. Dr.-Ing. Title of the customer |
firstname optional
|
Format CHAR(1..50)
First name of customer; optional if company is used, i.e.: you may use "company" or "lastname" or "firstname" plus "lastname" |
lastname
required
|
Format CHAR(2..50)
Last name of customer; optional if company is used, i.e.: you may use "company" or "lastname" or "firstname" plus "lastname" |
company optional
|
Format CHAR(2..50)
Comany name of customer; optional if company is used, i.e.: you may use "company" or "lastname" or "firstname" plus "lastname" |
street optional
|
Format CHAR(1..50)
Street number and name (required: at least one character) |
addressaddition optional
|
Format CHAR(1..50)
Samples
7th floor c/o Maier Specifies an additional address line for the invoice address of the customer. |
zip optional
|
Format CHAR(2..50)
Permitted Symbols [0-9][A-Z][a-z][_.-/ ]
Postcode |
city optional
|
Format CHAR(2..50)
City of customer |
country
required
|
Fixed Value DE
|
email optional
|
Format CHAR(5..254)
Mandatory if "add_paydata[shopping_cart_type]=DIGITAL" Permitted Symbols RFC 5322 Special Remark email validation: Max. length for email is 254 characters. Validation is set up in the following way: Username = Max. 63 characters Domain Name = Max. 63 characters "@" and "." is counted as a character as well; in case of a total of three suffixes, this would allow a total of 254 characters. email-address of customer |
telephonenumber optional
|
Format CHAR(1..30)
Phone number of customer |
birthday optional
|
Format DATE(8), YYYYMMDD
Samples
20190101 19991231 Date of birth of customer |
language optional
|
Format LIST
Permitted values ISO 639-1 (Language)2-letter-codes
Language indicator (ISO 639) to specify the language that should be presented to the customer (e.g. for error messages, frontend display). If the language is not transferred, the browser language will be used. For a non-supported language English will be used. |
vatid optional
|
Format CHAR(1..50)
VAT identification number. Used for b2b transactions to indicate VAT number of customer. |
gender optional
|
Format LIST
Permitted values f / m / d
Gender of customer (female / male / diverse* ) * currently not in use |
personalid optional
|
Format CHAR(1..32)
Permitted Symbols [0-9][A-Z][a-z][+-./()]
Person specific numbers or characters, e.g. number of passport / ID card |
ip optional
|
Format CHAR(1..39)
Customer's IP-V4-address (123.123.123.123) or IP-V6-address |
shipping_firstname required
|
Format CHAR(1..50)
First name of delivery address |
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shipping_lastname required
|
Format CHAR(1..50)
Surname of delivery address |
||||||
shipping_company optional
|
Format CHAR(2..50)
Company name of delivery address |
||||||
shipping_street optional
|
Format CHAR(2..50)
Street number and name of delivery address |
||||||
shipping_zip required
|
Format CHAR(2..50)
Postcode of delivery address Mandatory if shopping cart type is "mixed" or "physical". |
||||||
shipping_
optional
|
Format CHAR(1..50)
Specifies an additional address line for the delivery address of the customer, e.g. "7th floor", "c/o Maier". |
||||||
shipping_country optional
|
Format LIST
Permitted values ISO 3166 2-letter-codes
Samples
DE GB US Mandatory if shopping cart type is "mixed" or "physical". Specifies country of address for the customer. Some countries require additional information in parameter "state" |
||||||
shipping_city
optional
|
Format CHAR(1..50)
City to which the goods will be delivered.
Mandatory if shopping cart type is "mixed" or "physical".
|
||||||
shipping_state optional
|
Format LIST
Permitted values ISO 3166-2 States (regions) 2-letter-code.
|
wallettype required
|
Fixed Value PDT
|
successurl
required
|
Format CHAR(2..255)
Scheme <scheme>://<host>/<path> <scheme>://<host>/<path>?<query> scheme-pattern: [a-zA-Z]{1}[a-zA-Z0-9]{1,9}
URL for "payment successful" |
errorurl
required
|
Format CHAR(2..255)
Scheme <scheme>://<host>/<path> <scheme>://<host>/<path>?<query> scheme-pattern: [a-zA-Z]{1}[a-zA-Z0-9]{1,9}
URL for "faulty payment" |
backurl
required
|
Format CHAR(2..255)
Scheme <scheme>://<host>/<path> <scheme>://<host>/<path>?<query> scheme-pattern: [a-zA-Z]{1}[a-zA-Z0-9]{1,9}
URL for "Back" or "Cancel" |
it[n] optional
|
Format LIST
|
||||||||||
id[n] optional
|
Format CHAR(1..32)
Array elements [n] starting with [1]; serially numbered; max [400]
International Article Number (EAN bzw. GTIN) Product number, SKU, etc. of this item |
||||||||||
pr[n] optional
|
Format NUMERIC(10) max. 19 999 999 99
Array elements [n] starting with [1]; serially numbered; max [400]
Unit gross price of the item in smallest unit! e.g. cent |
||||||||||
no[n] optional
|
Format NUMERIC(6)
Array Array elements [n] starting with [1]; serially numbered; max [400]
Quantity of this item |
||||||||||
de[n] optional
|
Format CHAR(1..255)
Array elements [n] starting with [1]; serially numbered; max [400]
Description of this item. Will be printed on documents to customer. |
||||||||||
va[n] optional
|
Format NUMERIC(4)
Array elements [n] starting with [1]; serially numbered; max [400]
VAT rate (% or bp) |
add_paydata
optional
|
Only valid with request "preauthorization"
Value “yes” will enable the overcapture function. The overcapture is restricted until 10% of the order amount. Note: This function has to be activated by Giropay. |
||||||||||||
add_paydata
optional
|
Minimum age of the customer for the order → see parameter add_paydata[redirect_url_after_age_verification_failure]
|
||||||||||||
add_paydata
optional
|
For use with parameter add_paydata[minimum_age]
Note: In case of a rejection “Error-URL” will be used if this URL was not transmitted |
||||||||||||
add_paydata
optional
|
Categorizes the shopping cart of a checkout based on the properties of the goods it contains. The default value is MIXED.
|
||||||||||||
add_paydata optional
|
Only valid with request "preauthorization"
Value "yes" will enable the secured preorder. For a secured preorder, a payment guarantee is issued to the merchant for the selected period (maximum 15 calendar days). Captures (partial payments) are always executed within the guarantee period. |
||||||||||||
add_paydata optional
|
Only valid with add_paydata[order_secured]
Should be a number between 1 and 15. Desired guarantee period (maximum 15 calendar days) for a secured preorder (ORDER_SECURED). |
status
required
|
Permitted Values
REDIRECT
ERROR
|
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
|
Format NUMERIC(6..12)
PAYONE User ID, defined by PAYONE |
|
Format CHAR(2..2000)
Redirect URL → zMerchant system has to redirect customer to this URL to complete payment |
Format NUMERIC(1..6)
In case of error the PAYONE Platform returns an error code for your internal usage. |
|
Format CHAR(1..1024)
In case of error the PAYONE Platform returns an error message for your internal usage. |
|
Format CHAR(1..1024)
The customermessage is returned to your system in order to be displayed to the customer. (Language selection is based on the end customer's language, parameter "language") |
Host: api.pay1.de Content-Type: application/x-www-form-urlencoded
Payload
mid=23456
portalid=12345123
key=abcdefghijklmn123456789
api_version=3.11
mode=test
request=preauthorization
encoding=UTF-8
aid=12345
clearingtype=wlt
reference=Ref123456
amount=300
currency=EUR
lastname=Mustermann
country=DE
wallettype=PDT
successurl=http://www.yourdomain.dev
errorurl=http://www.yourdomain.dev
backurl=http://www.yourdomain.dev
RESPONSE
status=REDIRECT
redirecturl=http://www.aliasregistrationpage.com
txid=345678901
userid=123456789
POST Request - Capture
request
required
|
Fixed Value: capture
|
mid
required
|
your merchant ID, 5-digit numeric
|
aid
required
|
your subaccount ID, 5-digit numeric
|
portalId
required
|
your Portal ID, 7-digit numeric
|
key
required
|
your key value, alpha-numeric
|
txid
required
|
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
||||||
capturemode
required
|
Format LIST
Specifies whether this capture is the last one or whether there will be another one in future. |
||||||
sequencenumber optional
|
Format NUMERIC(1..3)
Permitted values 0..127
Sequence number for this transaction within the payment process (1..n), e.g. PreAuthorization: 0, 1. Capture: 1, 2. Capture: 2 Required for multi partial capture (starting with the 2nd capture) |
||||||
amount
required
|
Format NUMERIC(1..10)
Permitted values max. +/- 19 999 999 99
Specifies the total gross amount of a payment transaction. Value is given in smallest currency unit, e.g. Cent of Euro; Pence of Pound sterling; Öre of Swedish krona. The amount must be less than or equal to the amount of the corresponding booking. |
||||||
currency
required
|
Fixed Value EUR
|
||||||
narrative_text
optional
|
Format CHAR(1..81)
Dynamic text element on account statements |
Permitted Values
APPROVED
PENDING
ERROR
|
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
|||||||
Format LIST
Provides information about whether a settlement of balances has been carried out. |
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
|
Format NUMERIC(6..12)
PAYONE User ID, defined by PAYONE |
Format NUMERIC(1..6)
In case of error the PAYONE Platform returns an error code for your internal usage. |
|
Format CHAR(1..1024)
In case of error the PAYONE Platform returns an error message for your internal usage. |
Host: api.pay1.de
Content-Type: application/x-www-form-urlencoded
Payload
mid=23456
portalid=12345123
key=abcdefghijklmn123456789
api_version=3.10
mode=test
request=capture
encoding=UTF-8
txid=345678901
amount=300
currency=EUR
RESPONSE
status=APPROVED
txid=345678901
settleaccount=no
POST Request - Debit
request
required
|
Fixed Value: debit
|
mid
required
|
your merchant ID, 5-digit numeric
|
aid
required
|
your subaccount ID, 5-digit numeric
|
portalId
required
|
your Portal ID, 7-digit numeric
|
key
required
|
your key value, alpha-numeric
|
txid
required
|
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
||||||
sequencenumber
required
|
Format NUMERIC(1..3)
Permitted values 0..127
Sequence number for this transaction within the payment process (1..n), e.g. PreAuthorization: 0, 1. Capture: 1, 2. Capture: 2 Required for multi partial capture (starting with the 2nd capture) |
||||||
amount
required
|
Format NUMERIC(1..10)
Permitted values max. - 19 999 999 99
Specifies the total gross amount of a payment transaction. Value is given in smallest currency unit, e.g. Cent of Euro; Pence of Pound sterling; Öre of Swedish krona. The amount must be less than or equal to the amount of the corresponding booking. |
||||||
currency
required
|
Fixed Value EUR
|
||||||
narrative_text
optional
|
Format CHAR(1..81)
Dynamic text element on account statements (3 lines with 27 characters each) and credit card statements. |
||||||
clearingtype
optional
|
Fixed Value wlt
|
||||||
use_customerdata
optional
|
Format LIST
Use account details from debtor's master data |
||||||
transaction_param
optional
|
Format CHAR(1..50)
Permitted Symbols [0-9][A-Z][a-z][.-_/]
Optional parameter for merchant information (per payment request) |
status |
Permitted Values
APPROVED
ERROR
|
txid |
Format NUMERIC(9..12)
The txid specifies the payment process within the PAYONE platform |
||||||
settleaccount |
Format LIST
Provides information about whether a settlement of balances has been carried out. |
errorcode |
Format NUMERIC(1..6)
In case of error the PAYONE Platform returns an error code for your internal usage. |
errormessage |
Format CHAR(1..1024)
In case of error the PAYONE Platform returns an error message for your internal usage. |
customermessage |
Format CHAR(1..1024)
The customermessage is returned to your system in order to be displayed to the customer. (Language selection is based on the end customer's language, parameter "language") |
Host: api.pay1.de
Content-Type: application/x-www-form-urlencoded
Payload
mid=23456
portalid=12345123
key=abcdefghijklmn123456789
api_version=3.10
mode=test
request=debit
encoding=UTF-8
txid=345678901
sequencenumber=1
amount=-1000
currency=EUR
RESPONSE
status=APPROVED
txid=345678901
settleaccount=no