PAYONE Documentation Platform

Integrate with our platform

Plugins
PAYONE offers a variety of plugin solutions to suit your and your customers needs. They are preintegrated solutions that can be implemented in most major shopping carts. Our partner also offer implementations to further tailor to your or your customer needs. Please see below our most popular selection.

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International
China Union Pay

---end

Wallets

Alipay
Amazon Pay
Apple Pay
paydirekt
PayPal
PayPal Express

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source
Automatic Credit Card Type Detection

---end

Protect

Arvato
Boniversum

---end

Transaction - Handling

(Partial) Captures and Refunds
Payment State Mapping
Backoffice Connections
Extended Logging

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International
China Union Pay

---end

Wallets

Alipay
Amazon Pay
Apple Pay
paydirekt
PayPal
PayPal Express

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source

---end

Protect

Arvato
Boniversum
Simple-Protect

---end

Transaction - Handling

(Partial) Captures and Refunds
Payment State Mapping
Backoffice Connections
Extended Logging

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International
China Union Pay

---end

Wallets

Alipay
Amazon Pay
Apple Pay
paydirekt
PayPal
PayPal Express

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source
Automatic Credit Card Type Detection

---end

Protect

Arvato
Boniversum

---end

Transaction - Handling

(Partial) Captures and Refunds
Payment State Mapping
Backoffice Connections
Extended Logging

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

Alipay
Apple Pay
paydirekt
PayPal
PayPal Express
WeChat Pay

---end

Wire Transfer

PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source
Automatic Credit Card Type Detection

---end

Transaction - Handling

(Partial) Captures

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

Amazon Pay
Apple Pay
paydirekt
PayPal
PayPal Express

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source

---end

Protect

Arvato
Boniversum

---end

Transaction - Handling

(Partial) Captures and Refunds
Payment State Mapping
Backoffice Connections
Extended Logging

---end

Coming soon

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

Amazon Pay
Apple Pay
paydirekt
PayPal
PayPal Express

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

General

Open Source

---end

Protect

Arvato
Boniversum

---end

Transaction - Handling

(Partial) Captures and Refunds
Payment State Mapping
Backoffice Connections
Extended Logging

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International
China Union Pay

---end

Wallets

Alipay
paydirekt
PayPal
PayPal Express
WeChat Pay

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Bancontact
EPS
Giropay
iDEAL
PostFinance Card
Przelewy24
Sofort
Trustly

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments

---end

Cash

Barzahlen

---end

General

Open Source

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
PostFinance E-Finance
Sofort

---end

Financing

Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

iDEAL
PostFinance Card
Sofort

---end

Financing

PAYONE Secure Invoice

---end

Cash

Barzahlen

---end

Protect

Boniversum

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

PAYONE Direct Debit
PAYONE Invoice

---end

Online Bank Transfers

EPS
Giropay

---end

Financing

Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

PAYONE Direct Debit

---end

Online Bank Transfers

EPS
Giropay
iDEAL
Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard

---end

Wire Transfer

PAYONE Direct Debit
PAYONE Invoice

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

Unzer Rechnungskauf

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wallets

PayPal

---end

Wire Transfer

PAYONE Direct Debit

---end

Online Bank Transfers

Giropay
Sofort

---end

Financing

PAYONE Secured Invoice
PAYONE Secured Direct Debit
PAYONE Secured Installment
Klarna Pay Later
Klarna Pay Now
Klarna Slice It
PAYONE Secure Invoice
Ratepay Open Invoice
Ratepay Direct Debit
Ratepay Installments
Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Cash

Barzahlen

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
Maestro International

---end

Wallets

Alipay
paydirekt
PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

Giropay
Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wallets

Amazon Pay
PayPal

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance E-Finance
Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wire Transfer

PAYONE Direct Debit

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

PAYONE Prepayment

---end

Online Bank Transfers

Giropay
Sofort

---end

Payment Methods

Features

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

Unzer Rechnungskauf

---end

General

Open Source

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard

---end

Wallets

PayPal

---end

Wire Transfer

PAYONE Direct Debit

---end

Online Bank Transfers

Giropay
Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

Alipay
PayPal
paydirekt

---end

Online Bank Transfers

Sofort

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

paydirekt
PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Direct Debit
PAYONE Invoice
PAYONE Prepayment

---end

Online Bank Transfers

EPS
Giropay
iDEAL
PostFinance Card
Sofort

---end

Financing

Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wire Transfer

PAYONE Direct Debit

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard

---end

Wire Transfer

PAYONE Direct Debit

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

Cash On Delivery
PAYONE Invoice
PAYONE Prepayment

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Wallets

PayPal

---end

Wire Transfer

PAYONE Direct Debit

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express

---end

Wallets

paydirekt

---end

Online Bank Transfers

Giropay

---end

Financing

Unzer Rechnungskauf
Unzer Lastschrift
Unzer Ratenkauf

---end

Payment Methods

---end

Credit Cards

Visa
Mastercard
American Express
JCB
Diners Club
Maestro International

---end

Channel Server API
PAYONE offers the possiblity of customs implementation via server to server communication.
Communication from your server to our platform is performed by sending key-value-pairs via secure channel per HTTP Post request.
In return, your application will receive a response string containing the result of your request.
For sending the request to us, we recommend using a cURL wrapper that sends an array as key-value-pairs.
The response are key value pairs delimited by EOL breaks, which can easily be parsed into an array

---end

Channel Client API
The data transfer is processed directly via an HTTPS-POST or HTTPS-GET request by the browser of the customer.
The data is returned in JSON data format or as parameter in an HTTP redirect.

---end

PAYONE Link

PAYONE Link is an easy, user friendly and customizable solution to accept payments across a variety of channels. The PAYONE link is a service hosted by PAYONE that allows you to offer a multitude of payment methods in a flexible and easy way, no matter where the transaction starts. Simply provide your customer with a link via Mail, Social Media or an Invoice.
When using PAYONE link you can offer typical online and offline payment methods, no matter if the order started in your store or webshop. The link directs the conusmer quickly and securely to the page we host, here he can choose his preferred payment method and finalise the transaction.

---end

Channel Frontend
With the PAYONE Frontend hosted-iFrame you have a compliant solution even with using external references (e.g. images, self-hosted CSS) and customized JavaScript.

---end

Request Overview

Type	Purpose	Server-API	Client-API	Frontend	Comments
Payment	Initiating payment reservation	preauthorization	preauthorization	preauthorization	Portal of type "Shop"
Payment	Initiating payment process	authorization	authorization	authorization	Portal of type "Shop"
Payment	Capturing preauthorised amounts	capture			Portal of type "Shop"
Payment	Booking an outstanding amount	debit			Portal of type "Shop"
Payment	Creating credits	refund			Portal of type "Shop"
Payment	Creating a contract	createaccess	createaccess	createaccess	Portal of type "Access"
Payment	Initiating a payment process in the billing module	vauthorization	vauthorization		Portal of type "Access or Shop"
Administration	Create a mandate	managemandate	managemandate
Administration	Download file, e.g. mandate PDF	getfile			Storage of Mandates needs to be activated
Administration	Download Invoices	getinvoice			Module "invoicing" needs to be activated
Administration	Customer management	updateuser
Administration	Customer management	getuser
Administration	Customer management	updateaccess			Portal of type "Access"
Administration	Management of dunning procedures	updatereminder			Module "collect" needs to be activated
Verification / Scoring	Verifying credit cards	creditcardcheck	creditcardcheck
Verification / Scoring	Account verification	bankaccountcheck	bankaccountcheck		Module "protect" needs to be activated
Verification / Scoring	3-D Secure verification	3dscheck
Verification / Scoring	Address verification	addresscheck	addresscheck		Module "protect" needs to be activated
Verification / Scoring	Verification of creditworthiness	consumerscore	consumerscore		Module "protect" needs to be activated

---end

Special Parameters for Custom Integrations

When integrating our API into your application, we kindly ask you to send special parameters to identify your application in all of our API communication. This helps our support staff in customer communication, and we're able to identify your requests platform-wide to provide better support for your integration.

Integration Parameters

integrator_name optional	Format: CHAR(1..50) Name of the developer (it's you!)
integrator_version optional	Format: CHAR(1..255) Version of the Shopextension (e.g. 1.0.0)
solution_name optional	Format: CHAR(1..50) Name of the shop system (oxid, magento, shopware)
solution_version optional	Format: CHAR(1..255) Version of the shop system (e.g. CE4.10.5)

---end

Example Request

aid=12345
amount=10000
api_version=3.8
currency=EUR
encoding=UTF-8
key=c4ca4238a0b923820dcc509a6f75849b
mid=12345
mode=test
portalid=123456
reference=your_unique_reference_v1_final_latest
request=capture
txid=987654321
sequencenumber=1
integrator_name=SuperDev
integrator_version=1.2.3
solution_name=shopsystem
solution_version=3.2.1

Example Response

status=APPROVED
txid=987654321
settleaccount=no
clearing_bankaccountholder=PAYONE GmbH
clearing_bankaccount=0022520120
clearing_bankcode=21070020
clearing_bankcountry=DE
clearing_bankname=Testbank AG
clearing_bankbic=TESTDEXX210
clearing_bankiban=DE00123456781234567890