Integration

Plugins

PAYONE provides a variety of plugin solutions to meet both your needs and those of your customers. These pre-integrated solutions can be easily implemented in most major shopping carts. Our partners also offer additional customizations to better tailor the solutions to your specific requirements. Below is a selection of our most popular offerings.

Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Amazon Pay v2
  • Apple Pay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
2
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • PayPal
  • PayPal v2
  • PayPal Express
  • PayPal Express v2
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
  • Simple-Protect
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
5
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • PayPal
  • PayPal Express
  • WeChat Pay
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Transaction - Handling
  • (Partial) Captures
6
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Amazon Pay
  • Apple Pay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
7
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Apple Pay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • PayPal
  • PayPal Express
  • WeChat Pay
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
Cash
  • Barzahlen
General
  • Open Source
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Sofort
Financing
  •  PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secure Invoice
Cash
  • Barzahlen
Protect
  • Boniversum
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
Online Bank Transfers
  • EPS
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • EPS
  • iDEAL
  • Sofort
Credit Cards
  • Visa
  • Mastercard
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • Maestro International
Wallets
  • Alipay
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers

  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • Amazon Pay
  • PayPal
Credit Cards
  • Visa
  • Mastercard
  • American Express
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance E-Finance
  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wire Transfer
  • PAYONE Direct Debit
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • PayPal
Wire Transfer
  • PAYONE Prepayment
Online Bank Transfers
  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
General
  • Open Source
Credit Cards
  • Visa
  • Mastercard
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Alipay
  • PayPal
Online Bank Transfers
  • Sofort
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Credit Cards
  • Visa
  • Mastercard
  • American Express
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wire Transfer
  • PAYONE Direct Debit
Credit Cards
  • Visa
  • Mastercard
Wire Transfer
  • PAYONE Direct Debit
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Invoice
  • PAYONE Prepayment
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Credit Cards
  • Visa
  • Mastercard
  • American Express
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International

Channel Server API
PAYONE enables custom implementation via secure server-to-server communication. Send key-value pairs from your server to ours through an HTTP POST request and receive a response string with the result.

We suggest using a cURL wrapper to send an array of key-value pairs. The response is formatted as key-value pairs separated by EOL breaks, making it easy to parse into an array.

Channel Client API
The data transfer is processed directly via an HTTPS-POST or HTTPS-GET request by the browser of the customer.
The data is returned in JSON data format or as parameter in an HTTP redirect.

PAYONE Link

PAYONE Link is a simple, user-friendly, and customizable solution for accepting payments across various channels. Hosted by PAYONE, it allows you to offer multiple payment methods flexibly, regardless of where the transaction begins. Share the link via email, social media, or invoice, directing customers securely to select their preferred payment method and complete the transaction.

Channel Frontend
With the PAYONE Frontend hosted iFrame, you have a compliant solution that supports external references, such as images, self-hosted CSS, and custom JavaScript.

Request Overview

Type Purpose Server-API Client-API Frontend Comments
Payment Initiating payment reservation preauthorization preauthorization preauthorization Portal of type "Shop"
Payment Initiating payment process authorization authorization authorization Portal of type "Shop"
Payment Capturing preauthorised amounts capture Portal of type "Shop"
Payment Booking an outstanding amount debit Portal of type "Shop"
Payment Creating credits refund Portal of type "Shop"
Payment Creating a contract createaccess createaccess createaccess Portal of type "Access"
Payment Initiating a payment process in the billing module vauthorization vauthorization Portal of type "Access or Shop"
Administration Create a mandate managemandate managemandate
Administration Download file, e.g. mandate PDF getfile Storage of Mandates needs to be activated
Administration Download Invoices getinvoice Module "invoicing" needs to be activated
Administration Customer management updateuser
Administration Customer management getuser
Administration Customer management updateaccess Portal of type "Access"
Administration Management of dunning procedures updatereminder Module "collect" needs to be activated
Verification / Scoring Verifying credit cards creditcardcheck creditcardcheck
Verification / Scoring Account verification bankaccountcheck bankaccountcheck Module "protect" needs to be activated
Verification / Scoring 3-D Secure verification 3dscheck
Verification / Scoring Address verification addresscheck addresscheck Module "protect" needs to be activated
Verification / Scoring Verification of creditworthiness consumerscore consumerscore Module "protect" needs to be activated

Special Parameters for Custom Integrations

When integrating our API into your application, please include specific parameters to identify your application in all API interactions. This assists our support team in customer communications and allows us to recognize your requests across the platform, ensuring enhanced support for your integration.

Integration Parameters
integrator_name
optional
Format: CHAR(1..50)
Name of the developer (it's you!)
integrator_version
optional
Format: CHAR(1..255)

Version of the Shopextension (e.g. 1.0.0)

solution_name
optional
Format: CHAR(1..50)

Name of the shop system (oxid, magento, shopware)

solution_version
optional
Format: CHAR(1..255)

Version of the shop system (e.g. CE4.10.5)

Example Request

aid=12345
amount=10000
api_version=3.8
currency=EUR
encoding=UTF-8
key=c4ca4238a0b923820dcc509a6f75849b
mid=12345
mode=test
portalid=123456
reference=your_unique_reference_v1_final_latest
request=capture
txid=987654321
sequencenumber=1
integrator_name=SuperDev
integrator_version=1.2.3
solution_name=shopsystem
solution_version=3.2.1

Example Response

status=APPROVED
txid=987654321
settleaccount=no
clearing_bankaccountholder=PAYONE GmbH
clearing_bankaccount=0022520120
clearing_bankcode=21070020
clearing_bankcountry=DE
clearing_bankname=Testbank AG
clearing_bankbic=TESTDEXX210
clearing_bankiban=DE00123456781234567890