Integrate with our platform

Plugins
PAYONE offers a variety of plugin solutions to suit your and your customers needs. They are preintegrated solutions that can be implemented in most major shopping carts. Our partner also offer implementations to further tailor to your or your customer needs. Please see below our most popular selection.
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • Giropay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
2
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • Giropay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
  • Simple-Protect
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
5
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • Amazon Pay
  • Apple Pay
  • Giropay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Alipay
  • Apple Pay
  • paydirekt
  • PayPal
  • PayPal Express
  • WeChat Pay
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
  • Automatic Credit Card Type Detection
Transaction - Handling
  • (Partial) Captures
6
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Amazon Pay
  • Apple Pay
  • Giropay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
7
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Apple Pay
  • Giropay
  • PayPal
  • PayPal Express
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
General
  • Open Source
Protect
  • Arvato
  • Boniversum
Transaction - Handling
  • (Partial) Captures and Refunds
  • Payment State Mapping
  • Backoffice Connections
  • Extended Logging
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
  • China Union Pay
Wallets
  • Alipay
  • paydirekt
  • PayPal
  • PayPal Express
  • WeChat Pay
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Bancontact
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Przelewy24
  • Sofort
  • Trustly
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
Cash
  • Barzahlen
General
  • Open Source
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Giropay
  • PayPal
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • PostFinance E-Finance
  • Sofort
Financing
  •  PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secure Invoice
Cash
  • Barzahlen
Protect
  • Boniversum
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
Online Bank Transfers
  • EPS
  • Giropay
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
Wire Transfer
  • PAYONE Direct Debit
  • PAYONE Invoice
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • Giropay
  • Sofort
Financing
  • PAYONE Secured Invoice
  • PAYONE Secured Direct Debit
  • PAYONE Secured Installment
  • Klarna Pay Later
  • Klarna Pay Now
  • Klarna Slice It
  • PAYONE Secure Invoice
  • Ratepay Open Invoice
  • Ratepay Direct Debit
  • Ratepay Installments
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Cash
  • Barzahlen
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • Maestro International
Wallets
  • Alipay
  • paydirekt
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • Giropay
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • Amazon Pay
  • PayPal
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance E-Finance
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wire Transfer
  • PAYONE Direct Debit
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • PAYONE Prepayment
Online Bank Transfers
  • Giropay
  • Sofort
Payment Methods
Features
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
General
  • Open Source
Payment Methods
Credit Cards
  • Visa
  • Mastercard
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Online Bank Transfers
  • Giropay
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • Alipay
  • PayPal
  • paydirekt
Online Bank Transfers
  • Sofort
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • paydirekt
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Direct Debit
  • PAYONE Invoice
  • PAYONE Prepayment
Online Bank Transfers
  • EPS
  • Giropay
  • iDEAL
  • PostFinance Card
  • Sofort
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wire Transfer
  • PAYONE Direct Debit
Payment Methods
Credit Cards
  • Visa
  • Mastercard
Wire Transfer
  • PAYONE Direct Debit
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • Cash On Delivery
  • PAYONE Invoice
  • PAYONE Prepayment
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International
Wallets
  • PayPal
Wire Transfer
  • PAYONE Direct Debit
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
Wallets
  • paydirekt
Online Bank Transfers
  • Giropay
Financing
  • Unzer Rechnungskauf
  • Unzer Lastschrift
  • Unzer Ratenkauf
Payment Methods
Credit Cards
  • Visa
  • Mastercard
  • American Express
  • JCB
  • Diners Club
  • Maestro International

Channel Server API
PAYONE offers the possiblity of customs implementation via server to server communication.
Communication from your server to our platform is performed by sending key-value-pairs via secure channel per HTTP Post request.
In return, your application will receive a response string containing the result of your request.
For sending the request to us, we recommend using a cURL wrapper that sends an array as key-value-pairs.
The response are key value pairs delimited by EOL breaks, which can easily be parsed into an array

Channel Client API
The data transfer is processed directly via an HTTPS-POST or HTTPS-GET request by the browser of the customer.
The data is returned in JSON data format or as parameter in an HTTP redirect.

PAYONE Link

PAYONE Link is an easy, user friendly and customizable solution to accept payments across a variety of channels. The PAYONE link is a service hosted by PAYONE that allows you to offer a multitude of payment methods in a flexible and easy way, no matter where the transaction starts. Simply provide your customer with a link via Mail, Social Media or an Invoice. 
When using PAYONE link you can offer typical online and offline payment methods, no matter if the order started in your store or webshop. The link directs the conusmer quickly and securely to the page we host, here he can choose his preferred payment method and finalise the transaction. 

Channel Frontend
With the PAYONE Frontend hosted-iFrame you have a compliant solution even with using external references (e.g. images, self-hosted CSS) and customized JavaScript. 

Request Overview

Type Purpose Server-API Client-API Frontend Comments
Payment Initiating payment reservation preauthorization preauthorization preauthorization Portal of type "Shop"
Payment Initiating payment process authorization authorization authorization Portal of type "Shop"
Payment Capturing preauthorised amounts capture Portal of type "Shop"
Payment Booking an outstanding amount debit Portal of type "Shop"
Payment Creating credits refund Portal of type "Shop"
Payment Creating a contract createaccess createaccess createaccess Portal of type "Access"
Payment Initiating a payment process in the billing module vauthorization vauthorization Portal of type "Access or Shop"
Administration Create a mandate managemandate managemandate
Administration Download file, e.g. mandate PDF getfile Storage of Mandates needs to be activated
Administration Download Invoices getinvoice Module "invoicing" needs to be activated
Administration Customer management updateuser
Administration Customer management getuser
Administration Customer management updateaccess Portal of type "Access"
Administration Management of dunning procedures updatereminder Module "collect" needs to be activated
Verification / Scoring Verifying credit cards creditcardcheck creditcardcheck
Verification / Scoring Account verification bankaccountcheck bankaccountcheck Module "protect" needs to be activated
Verification / Scoring 3-D Secure verification 3dscheck
Verification / Scoring Address verification addresscheck addresscheck Module "protect" needs to be activated
Verification / Scoring Verification of creditworthiness consumerscore consumerscore Module "protect" needs to be activated

Special Parameters for Custom Integrations

When integrating our API into your application, we kindly ask you to send special parameters to identify your application in all of our API communication. This helps our support staff in customer communication, and we're able to identify your requests platform-wide to provide better support for your integration.

Integration Parameters
integrator_name
optional
Format: CHAR(1..50)
Name of the developer (it's you!)
integrator_version
optional
Format: CHAR(1..255)

Version of the Shopextension (e.g. 1.0.0)
solution_name
optional
Format: CHAR(1..50)

Name of the shop system (oxid, magento, shopware)
solution_version
optional
Format: CHAR(1..255)

Version of the shop system (e.g. CE4.10.5)

Example Request

aid=12345
amount=10000
api_version=3.8
currency=EUR
encoding=UTF-8
key=c4ca4238a0b923820dcc509a6f75849b
mid=12345
mode=test
portalid=123456
reference=your_unique_reference_v1_final_latest
request=capture
txid=987654321
sequencenumber=1
integrator_name=SuperDev
integrator_version=1.2.3
solution_name=shopsystem
solution_version=3.2.1

Example Response

status=APPROVED
txid=987654321
settleaccount=no
clearing_bankaccountholder=PAYONE GmbH
clearing_bankaccount=0022520120
clearing_bankcode=21070020
clearing_bankcountry=DE
clearing_bankname=Testbank AG
clearing_bankbic=TESTDEXX210
clearing_bankiban=DE00123456781234567890