Introduction

Checks the card for participation in the 3-D Secure procedure and initiates a 3-D Secure session if required.

Additionally, this request offers the possibility to store credit card data. In this case, the response submits what is known as a pseudo card number.

Integration

POST Request - 3dscheck

Account Parameters

request
required
Fixed Value: 3dscheck
mid
required
your merchant ID, 5-digit numeric
aid
required
your subaccount ID, 5-digit numeric
portalId
required
your Portal ID, 7-digit numeric
key
required
your key value, alpha-numeric
channel
required
Fixed Value: clientapi
channelDetail
required
Permitted Value: payoneHosted

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path Parameters
clearingtype
required
Format LIST
amount
required
Format NUMERIC(1..10)
Permitted values max. +/- 19 999 999 99

Specifies the total gross amount of a payment transaction.

Value is given in smallest currency unit, e.g. Cent of Euro.

The amount must be less than or equal to the amount of the corresponding booking.

currency
required
Fixed Value EUR
exiturl
required
Format CHAR(1..255)

Exit-URL to be forwarded after authentication on the ACS

cardpan
required
Format NUMERIC(13..19) 

Primary account number of credit card

if your system handles "cardpan" directly you can not be PCI DSS SAQ A compliant.
for simple PCI DSS SAQ A compliance please use PAYONE hosted iFrames together with pseudocardpan.

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cardtype
optional
Format LIST
value Comment
V Visa
M MasterCard
A American Express
D Diners / Discover
J JCB
O Maestro International
P China Union Pay
U UATP / Airplus
G girocard

Card type of credit card 

cardexpiredate
optional
Format NUMERIC(4), YYMM

Credit card expiry date YYMM 

cardcvc2
optional
Format NUMERIC(3..4)

Credit card security number
(

For SAQ A compliance: PAYONE Frontend hosted iFrame must be used. This parameter must not be used.
pseudocardpan
optional
Format NUMERIC(16..19)

Pseudo primary account number for a credit card.

storecarddata
optional
Format LIST 
value Comment
no Card data is not stored
yes Card data is stored, a pseudo card number is returned

Specifies whether a pseudocardnumber shall be generated for later use (e.g. payment request)

language
optional
Format LIST
Permitted values ISO 639-1 (Language)2-letter-codes  

Language indicator (ISO 639) to specify the language that should be presented to the customer (e.g. for error messages, frontend display).

If the language is not transferred, the browser language will be used. For a non-supported language English will be used.

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Response Parameters

Permitted Values

VALID (card number valid)
INVALID (card number invalid)
ENROLLED (card participates)
ERROR (request faulty)

---end

Response parameters (Valid)
pseudocardpan
Format NUMERIC(16..19)

Pseudo primary account number for a credit card. This token is unique per merchant and cardpan/expiredate and can be used in any payment-request with credit cards to refer to an existing credit card in the PAYONE platform.

truncatedcardpan
Format CHAR(13..19)

Masked cardpan, i.e. 411111xxxxxx1111 (is returned if storecarddata=yes) 

xid
Format CHAR(1..60)

3-D Secure transaction ID (if the request "3dscheck" was used previous transactions), i.e.:

value for "xid" is returned by request 3dscheck (optional request)
and then has to be used for request authorization, preauthorization or createaccess in request data.

 ---

Response parameters (ENROLLED)
acsurl
Format AN..255

ACS URL

-> redirect customer to this URL. Here the customer will have to complete 3-D authorization at his bank.

-> add response-values for “termurl”, “pareq” and “md” as post data while redirecting

termurl
Format AN..1000

URL of the PAYONE Platform validation page

-> add this response-value with key “TermUrl” to post data while redirecting to returned acsurl

pareq
Format AN..255

Request message to ACS

-> add this response-value with key “PaReq” to post data while redirecting to returned acsurl

md
Format N..12

"Merchant Data" includes the PAYONE Platform reference ID

-> add this response-value with key “MD” to post data while redirecting to returned acsurl

pseudocardpan
Format NUMERIC(16..19)

Pseudo primary account number for a credit card. This token is unique per merchant and cardpan/expiredate and can be used in any payment-request with credit cards to refer to an existing credit card in the PAYONE platform.

truncatedcardpan
Format CHAR(13..19)

Masked cardpan, i.e. 411111xxxxxx1111 (is returned if storecarddata=yes) 

xid
Format CHAR(1..60)

3-D Secure transaction ID (if the request "3dscheck" was used previous transactions), i.e.:

value for "xid" is returned by request 3dscheck (optional request)
and then has to be used for request authorization, preauthorization or createaccess in request data.

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Response parameters (INvalid) - card number invalid
errorcode
Format NUMERIC(1..6)

In case of error the PAYONE Platform returns an error code for your internal usage.

errormessage
Format CHAR(1..1024)

In case of error the PAYONE Platform returns an error message for your internal usage.

customermessage
Format CHAR(1..1024)

The customermessage is returned to your system in order to be displayed to the customer.

(Language selection is based on the end customer's language, parameter "language")

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Response parameters (error)
errorcode
Format NUMERIC(1..6)

In case of error the PAYONE Platform returns an error code for your internal usage.

errormessage
Format CHAR(1..1024)

In case of error the PAYONE Platform returns an error message for your internal usage.

customermessage
Format CHAR(1..1024)

The customermessage is returned to your system in order to be displayed to the customer.

(Language selection is based on the end customer's language, parameter "language")

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Host: api.pay1.de
Content-Type: application/x-www-form-urlencoded
Payload              
        
RESPONSE